Four Things Your Credit Card Company Will Do if You Just Ask

Four Things Your Credit Card Company Will Do if You Just Ask

A lot of young people don’t know this. If you ever miss a credit card payment, just ASK them to waive the late fee. Unless it’s a regular thing, there’s a good chance they’ll do it.

According to a new survey, here are four things your credit card company will usually do for you if you just call them up and ask . . .

1. Waive a late payment fee. Only 25% of us have asked, and it worked 87% of the time. You just can’t do it all the time.

2. Up your credit limit. 28% of people have asked, and it worked 89% of the time.

3. Lower your interest rate. 19% of people have asked, and it worked 69% of the time.

4. Waive their annual fee. Only 11% of people have asked for it. 51% had it waived, and another 31% ended up paying a lower fee. So that’s an 82% success rate.

The survey did find it’s a little harder for YOUNG people to get a yes on all that stuff. But once you hit your mid-to-late 20’s, your chances go way up.

93% of people between 27 and 36 who’ve asked for any of those four things have gotten a yes at least once.

(CreditCards.com)

Hobbies that Make You More Attractive to the Opposite Sex

Hobbies that Make You More Attractive to the Opposite Sex

eHarmony analyzed what creates the highest interest in a profile and found that men get the most hits if they mention exercise, travelling, dancing and cooking and women do if they list outdoor activities, politics, pets, photography and sport.

These are the hobbies that make people more attractive to the opposite sex:

Traveling– They are adventurous and not content with staying on home soil. They may speak another language too- you know that you will not get bored of this person as they are always looking for the next big high.

Exercise– They take pride in how they look and making sure they can live as long as possible- if things go well the longer you have together the better.

Theatre– They are cultured- the cinema just won’t hack it for them- they like the rawness of theatre- so they are better at accepting imperfections.

Dancing– They like to keep fit but in a fun way- they are not slaves to the gym- they make looking and feeling good easy and enjoyable. They are easy and like to see the good in everything.

Cooking– They don’t expect you to fall into any stereotypical roles and like to take pride in what they put in their bodies. They have patience in order to do this which extends to their personal life too.

Outdoor interests– They will never be seen moping around on the couch if it’s a nice day- they are out and about and appreciate the smaller things in life- they are humble creatures.

Photography– They have an eye for detail and things that other people miss. They know what you are thinking from your tone of voice or smallest change in expression- they are sensitive to your emotions.

Watching sport– They are a team player and so will only strive to do the same with you- they share and always think about themselves within the couple not as an individual.

Pets– They are kind and want to look after you- they will go out of their way to make sure that you are happy and content.

Art– They like to look at the world in a different way and that includes you- they see what everyone else has overlooked and bring out the best in you because of it.

Learning– They soak up information- you can talk for hours about snippets of knowledge, books you’ve read and regale each other with stories to learn as much about each other as possible.

Music– A great bonder if you like the same stuff, but if you don’t a useful tool to open up your mind to news things. This person makes you consider things you would never have done in the past.

 

(FemaleFirst / eHarmony)

Angelina Jolie and Brad Pitt go to splitsville

Angelina Jolie and Brad Pitt go to splitsville

Nils Sautter

Angelina Jolie & Brad Pitt in Cannes | Photo Credit: Nils Sautter

One of Hollywood’s highest profile marriages is over.

According to a report on CNN, Angelina Jolie has filed for divorce from husband Brad Pitt, citing irreconcilable differences.
Court documents indicate that the pair separated on September 15, two years and one month after they married in August 2014.

Jolie is seeking physical custody of their six children and asking the court to grant Pitt visitation.
She is also asking to keep “miscellaneous jewelry and other personal effects” as well as any earnings from after the date of their separation and other separate assets to be determined later.

“Angelina will always do what’s in the best interest to protect her children,” Geyer Kosinski, Jolie’s manager, told E! News in a statement Tuesday.

Read the Jolie-Pitt divorce documents

(CNN)

A New Company Will Give You a Loan For Your Wedding . . . and You Only Pay It Back If You Get Divorced

A New Company Will Give You a Loan For Your Wedding . . . and You Only Pay It Back If You Get Divorced

Loan For Your Wedding

A New Company Will Give You a Loan For Your Wedding . . . and You Only Pay It Back If You Get Divorced

Ask any couple if their marriage will last forever, and they’ll tell you “Of course!” But how many would be willing to bet big money on that? There’s a crazy new startup that’s going to find out.

A company in Seattle called SwanLuv will give you a loan for your wedding of up to $10,000. And you don’t have to pay it back unless you get DIVORCED. Then you owe them the money . . . plus interest.

The CEO of SwanLuv says they ran the numbers, and they CAN be profitable with this model. Quote, “It comes back to statistics. We have the right odds so we’ll be okay.” But he thinks the the odds aren’t TOO crazy, so people will still bite.

When you apply, they’ll evaluate how strong a couple you are. Then they base the amount of the loan and your interest rate off that. There will also be clauses . . . like if the marriage ends because of abuse, the abuser has to pay the full amount.

If you’re interested, you can pre-register at SwanLuv.com . . . that’s spelled S-W-A-N-L-U-V. They’ll officially start giving out loans in March.

 

(Geekwire)